Great Rates

0% APR on balance transfers for ten months from the date your account is opened and 14.9% APR (variable) thereafter and on card purchases.

At SonyCard, we believe that you shouldn't have to pay a premium for carrying a premium credit card, and with a balance transfer rate of just 0% APR for ten months from the day your account is opened and 14.9% APR (variable) thereafter and on card purchases, you can really enjoy excellent interest rates.


Before we welcome you as a new SonyCard customer, we would like to summarise the main terms and conditions for your attention. We will send you full terms and conditions once your account is approved
Features	Summary
APR for card purchases(assuming �1,270 credit limit):	14.9% APR (variable) or 1.1678% monthly
Promotional Rate:	0% APR on balance transfers and credit card cheques for ten months from account opening or 0.0000% monthly provided you operate your account within the terms and conditions. The promotional rates will be withdrawn if you go overlimit or overdue during this period
Other APRs, including handling fees (assuming €1,270 credit limit):	14.9% APR (variable) on balance transfers and credit card cheques or 1.1678% monthly 19.9% APR (variable) on cash transactions or 1.3995% monthly
Interest Free Period:	Up to 58 days on card purchases only, if you pay your statement balance in full and on time every month
Allocation of Payments:	Items at lower rates of interest on your statement will be paid before items at higher rates of interest
Minimum Monthly Payment:	The minimum payment that you must pay by the payment due date shown on your statement each month will be as follows: if the balance shown on your statement is less than €25.00, your minimum payment will be the total amount of the statement balance; if the balance shown on your statement is €25.00 or more, your minimum payment will be whichever is the greater of: €25.00; or charges for Payment Protection Cover, interest and default charges plus €7.00.
Annual Fee:	€0.00, however there is a Government tax of €30.00 charged per annum on all credit card accounts
Other Charges:	1.50% handling fee (minimum €1.90,maximum €31.74) on over the counter and ATM (cash machine) transactions 2.65% commission on foreign currency transactions
Default Charges:	€12.70 for going overlimit €15.24 for late payments €19.05 for returned credit card cheques €19.05 for returned payments